Negotiating a settlement with ARS National Services on credit card in...
I have a friend who have a credit card debt with BofA which was charge off for the amount of $8200.00 in 2010. She tried to work it out thru Freedom Debt Relief in 2012 but was only able to pay around...
View ArticleWhat to do when fake debt collection scammers call.
I got a phone call message which said someone would be by my home and place of employment to give me a summons. That kinda startled me. Then later I called the number back and spoke with someone. They...
View Article5 things to avoid when paying debt collectors.
I received an settlement letter from Portfolio Recovery Associates, LLC that has an expiration date. they will allow me to pay it over the phone or online. There are different ways you can pay a debt...
View ArticleHow will contacting a collection agency restart credit reporting or time...
Dear Michael: “My daughter has medical bills from 2008 when an emergency situation arose and she was not covered under insurance. She recently checked her credit report and contacted the collection...
View ArticleRecognize and Review a Debt Collector
Complaints about debt collectors number in the ginormous every year. The volume is somewhat understandable. I mean… how many other professions do you spend nearly all of your time trying to get someone...
View ArticleReduce credit card interest rates.
I have an insurance agency that gives me a gross income of over $100,000 a year but some bad investments together with a decline in revenue forced me to borrow heavily and I now have a total debt of...
View ArticleHoward Lee Schiff Debt Collection Firm Transferred My Debt
Went to court (Mass.) to defend (citi) debt collection suit by Howard Lee Schiff. We were able to agree to settle 5,000 over 14 monthly payments. Settlement was stated in open court but was not entered...
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Should you make a good faith payment to a debt collector or lender?
I'm negotiating a settlement with MCM. Midland Funding bought my Citi outstanding account. They want me to send a "good faith payment" in the amount of at least $25. I did not send and started getting...
View ArticleNational Collegiate Trust Collecting Student Loans
I received 4 letters from Weltman Weinberg and Reis on 11/16/15 stated that I had 30 days to verify that the student loans were valid before they took action. The loans total $19,000 but they stated...
View ArticleDealing with Client Services and your credit?
First off, tons of great info here thanks for running this site! I missed several payments on a Bank of America credit card with a balance of around $8,000 back in 2013. After a few months Client...
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Should I settle my RISE loan with NCB Management?
I defaulted on a Rise Loan around 10/2015 which is now about $6300. It was charged off and bought by NCB which has called me and now sent me a letter asking for a full payoff at 45% of total or...
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Should you pay Firstsource Advantage LLC instead of your creditor?
I have a credit card with Bank of America that has been charged off since 2011. I was making payments of $20 a month up until last August. When I began to check my credit, I noticed no payments were...
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Negotiate a Settlement with CIR Law Offices
I received an account charged off-letter from CIR law offices in San Diego. Now I've read all the posts on how to negotiate debts with debt collection agencies and I actually sent a certified letter...
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How to handle collections with United Recovery Systems
Few months behind on a Citibank Home Depot card. My account was sent to United Recovery Systems. I haven't made any actions besides calling United who told me my card hadn't been charged off. My total...
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American Education Services Student Loans with a Debt Collection Agency
I cosigned a student loan for my daughter with American Education Services, and she thought it was deferred until she graduated. Which just happened last year fall semester. I have been getting calls...
View ArticleDebt Collection: Something Different This Way Comes
By some estimates, more than a third of the adult population in the US is going to come in contact with a debt collector at some point. If you have never had to deal with debt collector before, your...
View ArticleHoward Lee Schiff Debt Collection Firm Transferred My Debt
Went to court (Mass.) to defend (citi) debt collection suit by Howard Lee Schiff. We were able to agree to settle 5,000 over 14 monthly payments. Settlement was stated in open court but was not entered...
View ArticleClik here to view.
Should you make a good faith payment to a debt collector or lender?
I'm negotiating a settlement with MCM. Midland Funding bought my Citi outstanding account. They want me to send a "good faith payment" in the amount of at least $25. I did not send and started getting...
View ArticleNational Collegiate Trust Collecting Student Loans
I received 4 letters from Weltman Weinberg and Reis on 11/16/15 stated that I had 30 days to verify that the student loans were valid before they took action. The loans total $19,000 but they stated...
View ArticleDealing with Client Services and your credit?
First off, tons of great info here thanks for running this site! I missed several payments on a Bank of America credit card with a balance of around $8,000 back in 2013. After a few months Client...
View Article