Clik here to view.
Should I settle my RISE loan with NCB Management?
I defaulted on a Rise Loan around 10/2015 which is now about $6300. It was charged off and bought by NCB which has called me and now sent me a letter asking for a full payoff at 45% of total or...
View ArticleClik here to view.
Should you pay Firstsource Advantage LLC instead of your creditor?
I have a credit card with Bank of America that has been charged off since 2011. I was making payments of $20 a month up until last August. When I began to check my credit, I noticed no payments were...
View ArticleClik here to view.
Negotiate a Settlement with CIR Law Offices
I received an account charged off-letter from CIR law offices in San Diego. Now I've read all the posts on how to negotiate debts with debt collection agencies and I actually sent a certified letter...
View ArticleClik here to view.
How to handle collections with Alltran (formerly United Recovery Systems)
Few months behind on a Citibank Home Depot card. My account was sent to United Recovery Systems (now called Alltran). I haven't made any actions besides calling Alltran who told me my card hadn't been...
View ArticleClik here to view.
American Education Services Student Loans with a Debt Collection Agency
I cosigned a student loan for my daughter with American Education Services, and she thought it was deferred until she graduated. Which just happened last year fall semester. I have been getting calls...
View ArticleClik here to view.
Debt Collection: Something Different This Way Comes
By some estimates, more than a third of the adult population in the US is going to come in contact with a debt collector at some point. If you have never had to deal with debt collector before, your...
View ArticleHoward Lee Schiff Debt Collection Firm Transferred My Debt
Went to court (Mass.) to defend (citi) debt collection suit by Howard Lee Schiff. We were able to agree to settle 5,000 over 14 monthly payments. Settlement was stated in open court but was not entered...
View ArticleClik here to view.
Should you make a good faith payment to a debt collector or lender?
I'm negotiating a settlement with MCM. Midland Funding bought my Citi outstanding account. They want me to send a "good faith payment" in the amount of at least $25. I did not send and started getting...
View ArticleNational Collegiate Trust Collecting Student Loans
I received 4 letters from Weltman Weinberg and Reis on 11/16/15 stated that I had 30 days to verify that the student loans were valid before they took action. The loans total $19,000 but they stated...
View ArticleDealing with Client Services and your credit?
First off, tons of great info here thanks for running this site! I missed several payments on a Bank of America credit card with a balance of around $8,000 back in 2013. After a few months Client...
View ArticleClik here to view.
Should I settle my RISE loan with NCB Management?
I defaulted on a Rise Loan around 10/2015 which is now about $6300. It was charged off and bought by NCB which has called me and now sent me a letter asking for a full payoff at 45% of total or...
View ArticleClik here to view.
Should you pay Firstsource Advantage LLC instead of your creditor?
I have a credit card with Bank of America that has been charged off since 2011. I was making payments of $20 a month up until last August. When I began to check my credit, I noticed no payments were...
View ArticleClik here to view.
Negotiate a Settlement with CIR Law Offices
I received an account charged off-letter from CIR law offices in San Diego. Now I've read all the posts on how to negotiate debts with debt collection agencies and I actually sent a certified letter...
View ArticleClik here to view.
How to handle collections with Alltran (formerly United Recovery Systems)
Few months behind on a Citibank Home Depot card. My account was sent to United Recovery Systems (now called Alltran). I haven't made any actions besides calling Alltran who told me my card hadn't been...
View ArticleClik here to view.
American Education Services Student Loans with a Debt Collection Agency
I cosigned a student loan for my daughter with American Education Services, and she thought it was deferred until she graduated. Which just happened last year fall semester. I have been getting calls...
View ArticleClik here to view.
Debt Collection: Something Different This Way Comes
By some estimates, more than a third of the adult population in the US is going to come in contact with a debt collector at some point. If you have never had to deal with debt collector before, your...
View ArticleHoward Lee Schiff Debt Collection Firm Transferred My Debt
Went to court (Mass.) to defend (citi) debt collection suit by Howard Lee Schiff. We were able to agree to settle 5,000 over 14 monthly payments. Settlement was stated in open court but was not entered...
View ArticleClik here to view.
Should you make a good faith payment to a debt collector or lender?
I'm negotiating a settlement with MCM. Midland Funding bought my Citi outstanding account. They want me to send a "good faith payment" in the amount of at least $25. I did not send and started getting...
View ArticleNational Collegiate Trust Collecting Student Loans
I received 4 letters from Weltman Weinberg and Reis on 11/16/15 stated that I had 30 days to verify that the student loans were valid before they took action. The loans total $19,000 but they stated...
View ArticleDealing with Client Services and your credit?
First off, tons of great info here thanks for running this site! I missed several payments on a Bank of America credit card with a balance of around $8,000 back in 2013. After a few months Client...
View Article