Arrow Financial Services – Debt Buyer Closed Shop – Debts Purchased – LVNV...
Arrow Financial Services was once a major player in buying up bad debts like charged off credit card bills. One of the more aggressive ways Arrow sought to collect on old unpaid credit card debts was...
View ArticleMidland Funding LLC – Midland Credit Management – Encore Capital Group
I recently spoke with a woman who had just been sued by Midland Funding LLC for a debt they bought from Citi bank. The amount she is being sued for is a few thousand dollars. She is being sued by a...
View ArticleIs my social security and pension exempt from debt collectors garnishing?
I was forcibly retired last year and am paying 8 credit card bills -1 in collection - with an income of ss and pension only. I can't do it anymore. What do i do?It sounds like you are asking what will...
View ArticleCan AFNI collect on my old phone bill years later?
Good afternoon. I have received a letter from AFNI? They are stating they have a valid debt for $250 some odd on an old At and T bill. I have not had that service for over 3 1/2 years. I also don't owe...
View ArticleCollection account from Carmel Financial on my credit report.
I have a revolving credit trade line that was charged off 2/2009. I do not know what the balance was at that time, but I do know it was significantly lower than the $5400 credit limit. This is with...
View ArticleAllied Interstate collection letter for old debt passed my states limit to be...
Trying to get one note loan which is past the SOL for Connecticut off my credit report so i can better my credit score, be able to move, obtain credit card, etc. Item has been sold off to other...
View ArticleFulton Friedman and Gullace debt collection firm.
Judgment by FIA/MBNA for $11,060, wage execution collected for 6 years for minimal amount due to minimal pay. Collected $3,139, then Sheriff returned some funds collected and stated attorney called...
View ArticleRenewing judgment debt is painfully simple for Patenaude and Felix.
I have 3 default judgment that are unpaid. Date filed is 10/05 Default Judgement filed on 12/8/05 1. Citibank (Law Firm is Patenaude and Felix) I don't recall being served the summons so I went down to...
View ArticleSecurity Credit Services collecting old debt.
I owned a small business in southern California. After nearly 15 years, it went belly-up in January 2008 through no fault of mine. (Our landlord got into financial difficulty, locked us out without any...
View ArticleHow do I know if the debt collection statute of limitations has been reset?
I have recently been contacted about two old loans from Oxford Law, LLC out of PA. They do not appear to be a legit Law office, from all the comments I have read on the internet. I live in Michigan and...
View ArticleDebt Collectors Send Offers to Settle in the Mail.
Hi Michael, I’m wondering if you could help/advise me on what I should do if my credit card (Barclay), who has reached out to a debt collector (Capital Management Services, LP) regarding a 50%...
View ArticleWhy banks and debt collectors seem not to care when you threaten to file...
I am 180 days past due with Capital One, and trying to work out a settlement, but they have not offered anything lower than the full principal balance. How long does it usually take for them to come...
View ArticleHow can I clean up my credit and get into an apartment?
Hello Michael, I am trying to start over. I filed bankruptcy in 2008 and everything was discharged. I started building new credit up until 2012. I have credit cards charged off, maybe 5, and a...
View ArticleSantander loan on repoed car now debt collectors calling.
In 2009 I had a vehicle financed by Santander repossessed. The account was sold to several collection agencies over the years. Today I received a collection debt settle offer letter from an attorney's...
View ArticleMy chapter 13 bankrutpcy was dismissed. How does this impact credit card debt?
Dear Michael, I have not paid my cc since 12/2012. Unfortunately I hired a crook of an attorney who said he could file a chapter 11 to save my house and refinance from $240,000 to $114,000. I did not...
View ArticleBuying a home with bad credit.
This is the most confusing situation I’ve ever found myself in, and I am in need of assistance! I would like to be able to take out a mortgage within the next year, but I only have $650 saved, and I...
View ArticleWill Zwicker and Associates keep the payment agreement I made with them?
Defaulted on American Express credit card. It went to Zwicker and Associates. Zwicker sued me and judgment was entered for them. The afternoon before court the next day I negotiated a payment agreement...
View ArticleShould you pay Convergent Outsourcing collecting old unpaid debts?
Hello, I have a question on a debt that has transferred several times. The original creditor was Beneficial Co. It went to collection and had since passed through at least 3 collectors, the latest...
View ArticleDo I have to deal with debt collectors for American Express?
I stopped paying my American Express account when I got laid off. I am working again, and it has taken this long to catch up with most bills. I want to tackle this one, but I cannot pay the full...
View ArticleIdentity theft report filed but credit card sent to collection agency anyway.
I filed an identity fraud complaint with Citi in January of 2013. We went back and forth a few times and then I never heard anything more. I had highlighted all fraudulent transactions on my statements...
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