What Credit Cards and Other Debt to Include in Your Debt Settlement Plan
Not all debts are created equal. Negotiating debt has typically been a strategy best applied to credit cards. Here are some examples of targeted account types where settlements for less than what you...
View ArticleDebt Relief Program Introduction
Welcome to the free online debt relief program published by CRN. Our information system is designed to deliver detailed debt relief tips and tools, and the ongoing support you will need, when you are...
View Article6 Tips For Dealing With Collection Calls From Creditors and Bill Collectors
In the main debt settlement sections of the debt relief program we have stressed the importance of being in communication with your original creditors, and their assignee debt collectors, during first...
View ArticleSaving Money and Paying Your Negotiated Debt Settlements
Negotiating and settling debts that are past due at all stages of debt collection is thoroughly discussed through the debt settlement sections of the debt relief program. With all of this detailed...
View ArticleAbout the Debt Relief Program Reports
The CRN debt relief program education and information is supplemented by different types of individual reports.The vast majority of these reports are compliments to the debt settlement program...
View ArticleSettled Credit Cards For Less – Debt Forgiveness and Taxes
Settling debt for less than the balance you actually owe involves debt forgiveness. Your creditor is forgiving a portion of the debt owed to them because collecting something from you is better than...
View Article5 Things You Won’t Hear From Debt Settlement Companies
In the prior section of the CRN debt relief program we discussed the benefits of settling credit card debts in the first stage of collection. This means getting settlement deals documented and either...
View ArticleHow to Negotiate the Best Debt Settlement Result Can Require Good Timing
Settling each of your credit card debts successfully, and for the best possible savings results, follows a simple formula. The formula is 2 parts math and one part timing. The best debt settlement...
View ArticleSettling Credit Card Debt is Like Running a Race
Settling credit card debts for less than what you owe is a simple concept. So simple in fact, that even when trying to describe this debt solution as complicated in the prior section, we couldn’t. A...
View Article3 Warnings About Hardship Payment Plans Offered By Credit Card Banks
In the prior article in this section about hardship payment plans I focused on what they are, how the programs work, and how to get together with your credit card bank and find out if a lower interest...
View ArticleKeeping Credit Cards Open While Settling Other Debt
Settling your credit card debt is often described as an “all or nothing” way to get relief from overwhelming debt. Many settlement and debt negotiation companies advise you enroll all of your credit...
View ArticleMidland Funding LLC – Midland Credit Management – Encore Capital Group
I recently spoke with a woman who had just been sued by Midland Funding LLC for a debt they bought from Citi bank. The amount she is being sued for is a few thousand dollars. She is being sued by a...
View ArticleGetting Started With Debt Relief Help and CRN’s Free Online Program
The following outline contains recommendations for how to progress through the CRN debt relief help program and finding the debt solution that will work for you given your current circumstances and...
View ArticleCredit and Debt Relief Information on the Internet
When it comes to debt relief and credit information and resources – the internet is awash with places to avoid. I am talking about websites that publish bad information; incomplete or misleading...
View ArticleMidland Funding LLC – Midland Credit Management – Encore Capital Group
I recently spoke with a woman who had just been sued by Midland Funding LLC for a debt they bought from Citi bank. The amount she is being sued for is a few thousand dollars. She is being sued by a...
View ArticleHow To Reduce Debt Buyer Collection Lawsuits
Last week the CFPB and the FTC held a workshop to address what happens to unpaid debts at different stages of the debt collection cycle. The workshop brought together state and federal regulators,...
View ArticleWant to Settle Discover Credit Card Sending Dispute and Debt Validation
This post was inspired by my comment exchange with a site reader about negotiating a settlement with a Discover credit card that is now in the hands of a collections law firm. My comment would have...
View ArticleKeeping Credit Cards Open While Settling Other Debt
Settling your credit card debt is often described as an “all or nothing” way to get relief from overwhelming debt. Many settlement and debt negotiation companies advise you enroll all of your credit...
View ArticleWhat to do When Struggling or Late with Credit Card Payments
I generally begin any debt relief consultation I do with people who reach out to my company in search of help with credit card debt with this question: “What has you reaching out to a perfect stranger?...
View ArticleVideo with a Former Debt Collector – Now Helps People Settle Credit Card Debts
Ever wonder what makes a debt collector good at getting people to pay debts that have gone out to a collection agency? In the below video I interview Jared Strauss, a former record setting debt...
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